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  • Best Dog Brushes Based on Coat Type – Dogster

    Best Dog Brushes Based on Coat Type – Dogster

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    “Not every brush available is the right choice for your dog’s coat,” says dog groomer Claudia Cesarotti. Different dog brushes benefit different coat types based on their length and texture. And yes, even short-haired dogs need regular brushing!

    Here’s Dogster’s list of the best dog brushes based on your dog’s coat, plus basic brushing tips from professional groomers.

    Look for comfort, firm pins and the right brush head size when shopping for a slicker brush for your dog, like this ConairProPet Self-cleaning Slicker Brush.

    Best dog brushes: slicker brush for dogs

    The slicker brush is the most universal tool for all coat types. A slicker brush has bent metal teeth to grab onto tangles and mats in longer-haired dogs. Look for one that is comfortable for you to use, easy cleaning, has firm metal pins that won’t easily come out plus has the right brush head size for your dog — small, medium or large. For long lasting, get one made from a company with a long record of making top dog grooming supplies.

    Use a slicker brush on:

    • A long, double coat
    • A long and smooth outer coat and a soft and fuzzy undercoat
    • Hypoallergenic hair
    • Single and some double coats
    • Curly, wavy or straight hair

    Slicker brushes work best on these breeds:

    Poodle, Oodle, Bichon Frise, Shih Tzu, Yorkshire Terrier, Schnauzer, Airedale Terrier, Golden Retriever, German Shepherd Dog, Siberian Husky, Australian Shepherd, Shetland Sheepdog, Bernese Mountain Dog, Great Pyrenees.

    Paws up to these three best dog slicker brushes:

    • Andis Large and Medium Firm Slicker Brushes: It comes in two sizes, with the large one perfect for bigger pups. Lightweight and durable and includes the soft-grip that makes it comfortable to use. $7/medium and $9/large
    • ConairProPet Self-Cleaning Slicker Brush: We like the memory gel-grip handle, self-cleaning button, and bright color so you can find it easily in the dog supplies basket and its firm, metal pins. The medium size works with most dog body types. $16.99
    • ConairProPet Small Triangle Slicker: Here’s a slicker brush proportioned for the small pup. The double sided head and extra long pins removed loose hair and tangles from the body and harder to brush delicate areas. Includes a comfortable bubble-gel handle. $15.99
    Look for comfort, firm pins and the right brush head size when shopping for a slicker brush for your dog, like this ConairProPet Self-cleaning Slicker Brush.

    Best dog brush: pin brush for dogs

    A pin brush has an oval-shaped head and metal teeth with a tiny plastic ball on each tooth of the brush. Bristles on a pin brush are more spread out than on a slicker brush. Pin brushes remove loose hair and detangle matted or knotted coats. Again, choose one with a comfortable handle, has strong metal pins with heads that won’t hurt your pup and choose the right brush head size for your dog — small, medium or large. For durability, get one made from a company with a long record of making top dog grooming supplies.

    Pin brushes are best for dogs with:

    • A long, single coat
    • A silky, drop coat, straight or curly
    • sensitive skin

    Pin brushes for dogs work best for these breeds:

    Yorkshire Terrier, Shih Tzu, Pomeranian, Schnauzer, and various Collies.

    Paws up to these three best dog pin brushes:

    • Hartz Groomer’s Best Combo Dog Brush: This affordable two-sided brush gives you both a nylon bristle brush and the pin brush with stainless steel tips and a protective coating. The handle is designed for maximum comfort. $6.79
    • Andis Medium and Large Pin Brushes: We like this one for its light weight, comfortable handle and nice bright color to keep it from getting lost in the dog supplies. It comes in both medium and large, so you can choose the best size for your dog. (The medium works for small or medium-sized pups.) It eliminates tangles, loose hair, dirt plus stimulates healthy hair growth. Andis Company is known for its quality grooming supplies. $9/medium or large
    • BaBylissPro PET Large, Medium or Small Long-Pin Slicker Brush: The extra-wide head makes this one stand out, especially if you’ve got a lot of brushing to do. Flexible pins penetrate the coat for eliminating matts or fluff drying. Nice, bubble-gel handle to reduce hand fatigue. BaBylissPro is a division of Conair, so it’s got a track record of grooming products. $15.99/large, $14.99/medium and $12.99/small.
    Look for a boar hair bristle brush for your dog that is durable, easy to clean, gentle and comfortable to use, like this BioSilk for Dogs Eco-Friendly Boar Hair Bristle Brush.

    Best dog brush: boar bristle brush for dogs

    A bristle brush looks similar to the brush you use on your own hair, but for dogs, works best on short hair, says Claudia. Bristle brushes can be made boar bristles, nylon bristles or a mixture of boar and nylon bristles. Find a bristle brush that’s long lasting, gentle on your dog yet comfortable for you to use.

    Use a bristle brush or a rubber curry brush on the following coat types:

    • Short, double, dense coat.
    • Smooth outer coat, soft and fuzzy undercoat. This will be a dog with fur that sheds and only grows out to a short length.

    Bristle brushes for dogs work best for these breeds:

    Labrador Retriever, Boxer, Beagle, French Bulldog, Chihuahua, Basset Hound, Basenji, Belgian Malinois.

    Paws up for these two best dog bristle brushes:

    When to use a dog comb

    Brush and then comb furry dog ears with a stainless-steel comb. The face needs a precision tool like a comb to groom the delicate areas around the eyes, nose and mouth. Also use a comb to work in conditioner on wet coat to help untangle knots.

    Best dog brush tips from professional groomers

    We comb through your dog brush FAQs:

    1. Should I brush wet or dry dog hair?

    Dry. Before brushing your dog’s hair, lightly spray hair with detangling spray. Brushing completely wet can irritate the skin, especially with too much pressure. Use a metal comb or a slicker brush to work in conditioner to remove any knots and tangles while the coat is wet. Use a pet-safe blow dryer after the bath and before brushing.

    1. How often should I brush my dog?

    It depends on the coat type. Brush short-haired dogs once a week, says Nicole Kalish, education manager at Andis.

    “Brushing twice a week is best for dogs with longer coats or with coats that tend to tangle and matt,” she says.

    1. How do I brush out matts in my dog’s fur?

    “The best way to brush out matted hair is to separate tangles by line-brushing the dog with a slicker brush and always follow through with a stainless-steel comb,” says Nicole.

    Use a detangling spray. Dogs have very sensitive skin and it’s easy to nick the skin with scissors. So, a very matted coat should be professionally handled — less stressful for both you and your dog.

    1. In what direction to I brush my dog’s coat?

    “No matter where you are brushing your dog, always brush in the direction the coat grows,” says Claudia. Brushing against the growth can cause brush burn, a skin irritation.

    1. How do I brush my dog’s eyebrows and beard?

    Use the edge or the corner of the brush’s surface to safely brush around your dog’s eyes, nose and mouth.

    “If a brush seems too bulky or unwieldy, a metal comb is a great tool as it is easier to control with pinpoint precision,” says Claudia.

    Why brush your dog?

    Brushing your dog is essential for his wellbeing. Regular brushing removes dead skin, helps you identify fleas and ticks and other parasites, distributes your dog’s natural oils and detangles knots that eventually form into painful mats. Bonus: Extra quality time together!

    For more grooming advice on maintain fabulous fur, read our article Your Guide to Your Dog’s Fur

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  • Style and Paint Color Options

    Style and Paint Color Options

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    Cream kitchen cabinets offer a variety of qualities that make them a popular choice for both designers and homeowners alike. Cream colored kitchen cabinets are bright like their popular relative, white cabinets, but much less stark.

    Cream cabinets are warm and inviting and add subtle depth and character to any room. Cream also pairs beautifully with an array of natural materials like wood, stone, and brick to produce a sophisticated yet simple style.

    Cream Kitchen Cabinets

    Cream is a neutral that is similar to white but softer and warmer and is among the wide variety of shades known as off-white. Cream leans toward the yellow side of off-white, similar to the color of dairy cream.

    Cream tones range in how much yellow is present in the mix. In some cream paint combinations, yellow has a strong presence. In others, the yellow is subdued by the addition of cooling colors like gray or blue.

    Popular Paint Colors for Cream Kitchen Cabinets

    The trick when choosing the right cream is to consider the undertones of the color, the surrounding colors, the lighting sources in the room and the way these impact the color, and your personal preferences.


    Creamy (7012) from Sherwin Williams

    Creamy from Sherwin Williams is a popular cream for cabinetry of all kinds. It is a bright off-white with pale yellow undertones. It works best with warm tones, but its mild undertones can also pair well with cool colors.


    Winterborne White (No. 239) from Farrow & Ball

    Winterborne White is the ideal cream color for someone looking for a shade that is just a step away from white. This color is off-white with just a hint of yellow to warm it. This color pairs well with warm hues but looks equally gorgeous with gray or black.


    White Down (CC-50) from Benjamin Moore

    White Down is a cream with just a hint of gray and beige. These undertones create a color that pairs well with cooler shades.


    Alabaster (7008) from Sherwin Williams

    Alabaster is a warm off-white/light cream that is gorgeous on kitchen cabinets. It is light enough that it will look white in a dark-colored kitchen, but it looks cream compared with white. The undertones of this color are warm, but it is well-balanced enough that it works with a variety of color tones.


    Pointing (No. 2003) from Farrow & Ball

    Pointing takes its name from the lime pointing between traditional brickwork. True to its name, it has a delicate red undertone, which means that it works best with warm colors. This color takes on more body next to white but looks pale compared to stronger colors.


    Natural Cream (OC-14) from Benjamin Moore

    Natural Cream is a light and neutral cream. It is a balanced color with gray undertones. This color is so well balanced that though it has cool undertones, it works well with both cool and warm color schemes.


    Shadow White (No. 282) from Farrow & Ball

    Shadow White is off-white with just a hint of gray that looks like a white that is in a shady spot. This is a versatile color that takes on a stronger presence in darker rooms. This color works best with other colors that have a cool undertone.


    Navajo White (6126) from Sherwin Williams

    Navajo White from Sherwin Williams is a definite cream color with strong yellow undertones. Yet, it is light enough that it functions as an off-white rather than a yellow. Don’t confuse the Sherwin Williams’ Navajo White with the Benjamin Moore hue of the same name.


    Tips for Choosing a Color for Cream Colored Cabinets

    Painting your kitchen cabinets is a huge undertaking. Consider these six tips as you decide on the best color for your kitchen cabinets.

    1. Coordinate with other elements in the room – Before you choose a cream color for your cabinets, you need to consider all the other color elements in the room if you are not planning on changing them. Take into account the wall color, the appliances, the hardware finish, and other decorative materials such as countertops, backsplash, and lighting. For general purposes, if the colors of your materials lean warm, you should choose a cream color with pink or red undertones. For cool-colored accents, choose a cream color with gray, blue, or green undertones.
    2. Consider the lighting – Lights will dramatically change the perceived color of a space. A room with more natural light will make the color appear brighter and less saturated than in a dark room. Also, the color of your light bulbs will give your room a warmer or a cooler cast that will affect the way the cream color appears.
    3. Choose your kitchen materials before you select the cabinet color – This tip is for homeowners who are designing a kitchen from scratch. There are many gorgeous variations of cream that will work for your kitchen cabinets, but not as many countertop materials, floor colors, or backsplash options to consider. Before you choose a cream paint color for your cabinets, choose these kitchen accents. Once you have selected options for your countertops, backsplash, and floor, you can choose an appropriate cream paint color.
    4. Consider the depth of color – Cream paint colors range in the amount of color and depth they have. Some creams have just a hint of color while in others, the color is distinct. Choose the depth of color carefully and test a sample in your kitchen. Colors with yellow undertones will appear more yellow in dark rooms and under warm light. Rooms with large windows may wash out the color of pale creams and not provide enough body to give you the distinct cream look that you want.
    5. Think about your personal style – Your personal preferences should play a role in the cream color you choose. Cream paints with more intense yellow shading will work better in more traditional or classic room styles. Subtle cream colors work better with contemporary styles.
    6. Choose complementing colors – Cream works with a variety of other color tones but works best with natural colors. Consider pairing cream with other neutrals like black, brown, gray, and white. Cream also looks stunning with distinct colors like a wide variety of blues and green, blush pink, burnt sienna, and metallic tones.

    Lookbook of Cream Kitchen Cabinet Ideas

    A kitchen with cream cabinets works well in a variety of styles and contexts. We have gathered some kitchens that have cream colored cabinets so that you can see all the ways they can complement a kitchen space.


    Modern Cream Kitchen Cabinets

    Modern Cream Kitchen Cabinets
    Northpoint

    Cream cabinets are as effective in a modern kitchen as they are in kitchens with a traditional style. You can use a simple cabinet style like a Shaker style for a modern classic look or a flat panel cabinet style for something more contemporary. Either way, cream gives a modern kitchen a welcoming but bright appearance and provides a slight but noticeable contrast with modern white walls.


    Cream Cabinets with Black

    Cream Cabinets with Black
    Haven Design and Construction

    Cream cabinets with black accents give your kitchen a look that is contemporary and luxurious. Consider adding dark accents to a kitchen with cream cabinets including dark countertops, flooring, or black hardware. This creates a style that is dramatic yet simple.


    Cream Cabinets and Mixed Materials

    Cream Cabinets and Mixed Materials
    Sims Hilditch

    Cream cabinets have a soft look that pairs well with a variety of materials and other colors. Consider pairing cream-painted cabinet units with sections of cabinets painted in complementing colors like deep green, blue, gray, and black. Add in wood elements like beam ceilings and countertops to give your kitchen depth and texture.


    Cream Kitchen Cabinets and Metal Highlights

    Cream Kitchen Cabinets and Metal Highlights
    J. Stephens Interiors

    Cream, like other neutrals, works well with a variety of metal finishes. Cool creams work well with silver and chrome finishes, while warmer-toned creams look stunning with gold and brushed brass. Brass or gold hardware can bring out the glowing undertones of cream and give it a lush style.


    White with Cream Colored Cabinets

    White with Cream Colored Cabinets
    J Steven Kemp Architect

    Creating a light neutral kitchen with depth and texture requires planning. Layering white with cream-colored tones keeps the kitchen from appearing too cold and sterile. Mix in other light neutrals like taupe, beige, tan, and almond to create even more contrast and interest.

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  • Variety of Accounts, Global ATMs

    Variety of Accounts, Global ATMs

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    Our experts answer readers’ banking questions and write unbiased product reviews (here’s how we assess banking products). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page.

    Citi Overall Rating

    Citi Pros and Cons

    Citi Personal Bank Accounts Review

    Compare Citi Bank Accounts

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    0.05% to 1.01% (vary by location)

    Citi Access Account


    Annual Percentage Yield (APY)

    None


    Minimum Deposit Amount

    $0


    Annual Percentage Yield (APY)

    None


    Minimum Deposit Amount

    $0


    Citi Access Account

    Details


    Annual Percentage Yield (APY)

    None


    Minimum Deposit Amount

    $0

    Pros & Cons
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    Citi Basic Banking Checking Account

    Citi Basic Banking Checking Account


    Annual Percentage Yield (APY)

    None


    Minimum Deposit Amount

    None

    Citi Basic Banking Checking Account


    Annual Percentage Yield (APY)

    None


    Minimum Deposit Amount

    None


    Citi Basic Banking Checking Account

    Details


    Annual Percentage Yield (APY)

    None


    Minimum Deposit Amount

    None

    Pros & Cons
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    Citi Checking Account


    Annual Percentage Yield (APY)

    See Website for Details


    Minimum Deposit Amount

    None


    Annual Percentage Yield (APY)

    See Website for Details


    Minimum Deposit Amount

    None


    Citi Checking Account

    Details


    Annual Percentage Yield (APY)

    See Website for Details


    Minimum Deposit Amount

    None

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    Citi Priority


    Annual Percentage Yield (APY)

    None


    Minimum Deposit Amount

    $0


    Fees

    $30 monthly service fee


    Annual Percentage Yield (APY)

    None


    Minimum Deposit Amount

    $0


    Fees

    $30 monthly service fee

    On Citi’s site. Citi, FDIC Insured


    Citi Priority

    Details


    Fees

    $30 monthly service fee


    Annual Percentage Yield (APY)

    None


    Minimum Deposit Amount

    $0

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    Additional Reading
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    Citigold® Checking Account

    Citigold® Checking Account


    Annual Percentage Yield (APY)

    None


    Minimum Deposit Amount

    $0


    Fees

    no monthly service fee

    Citigold® Checking Account


    Annual Percentage Yield (APY)

    None


    Minimum Deposit Amount

    $0


    Fees

    no monthly service fee

    On Citi’s site. Citi, FDIC Insured


    Citigold® Checking Account

    Details


    Fees

    no monthly service fee


    Annual Percentage Yield (APY)

    None


    Minimum Deposit Amount

    $0

    Pros & Cons
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    Additional Reading
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    Citigold® Private Client Checking Account

    Citigold® Private Client Checking Account


    Annual Percentage Yield (APY)

    NA


    Minimum Deposit Amount

    NA

    Citigold® Private Client Checking Account


    Annual Percentage Yield (APY)

    NA


    Minimum Deposit Amount

    NA


    Citigold® Private Client Checking Account

    Details


    Annual Percentage Yield (APY)

    NA


    Minimum Deposit Amount

    NA

    Pros & Cons
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    Highlights
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    Citi offers six tiers of checking accounts. The higher the tier, the more features you can access, such as out-of-network ATM fee reimbursements and check-writing privileges.

    But as you level up, it becomes more difficult to either waive the monthly service fee or qualify to open an account in the first place.

    On the bright side, Citi doesn’t require an opening deposit for any of its checking accounts, which gives it a leg up over many other brick-and-mortar banks. It’s also fairly easy to waive the monthly fees for its lowest-tier checking account, the Citi Access Account.

    Citi® Accelerate Savings

    Citi® Accelerate Savings


    Annual Percentage Yield (APY)

    3.85% (vary by location)


    Minimum Deposit Amount

    $0

    Citi® Accelerate Savings


    Annual Percentage Yield (APY)

    3.85% (vary by location)


    Minimum Deposit Amount

    $0


    Citi® Accelerate Savings

    Details


    Annual Percentage Yield (APY)

    3.85% (vary by location)


    Minimum Deposit Amount

    $0

    Pros & Cons
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    Highlights
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    Additional Reading
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    See Insider’s Citi Accelerate Savings Account Review.

    Citi® Savings Account


    Annual Percentage Yield (APY)

    0.05% to 1.01% (vary by location)


    Minimum Deposit Amount

    None


    Annual Percentage Yield (APY)

    0.05% to 1.01% (vary by location)


    Minimum Deposit Amount

    None

    On Citi’s site. Citi, FDIC Insured


    Citi® Savings Account

    Details


    Annual Percentage Yield (APY)

    0.05% to 1.01% (vary by location)


    Minimum Deposit Amount

    None

    Pros & Cons
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    Additional Reading
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    When you sign up for a “package,” you can choose either a Citi Savings or Citi® Accelerate Savings account to go with your checking account.

    This is where things can get confusing. There are only two types of savings accounts, but you’ll pay different fees depending on which package you sign up for.

    Citi® Accelerate Savings is a high-yield savings account that pays a competitive rate, and it’s clearly superior to Citi Savings — but you can only open an account if you’re a resident of certain markets. 

    Read Insider’s Citi Savings Rates Review.

    Citi Fixed Rate CD


    Annual Percentage Yield (APY)

    0.05% to 4.75%


    Minimum Deposit Amount

    $500


    Annual Percentage Yield (APY)

    0.05% to 4.75%


    Minimum Deposit Amount

    $500


    Citi Fixed Rate CD

    Details


    Annual Percentage Yield (APY)

    0.05% to 4.75%


    Minimum Deposit Amount

    $500

    Pros & Cons
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    Additional Reading
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    Citi No Penalty CD


    Annual Percentage Yield (APY)

    0.05%


    Minimum Deposit Amount

    $500


    Annual Percentage Yield (APY)

    0.05%


    Minimum Deposit Amount

    $500


    Citi No Penalty CD

    Details


    Annual Percentage Yield (APY)

    0.05%


    Minimum Deposit Amount

    $500

    Pros & Cons
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    Additional Reading
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    Citi Step Up CD


    Annual Percentage Yield (APY)

    0.05% to 0.15%


    Minimum Deposit Amount

    $500


    Annual Percentage Yield (APY)

    0.05% to 0.15%


    Minimum Deposit Amount

    $500


    Citi Step Up CD

    Details


    Annual Percentage Yield (APY)

    0.05% to 0.15%


    Minimum Deposit Amount

    $500

    Pros & Cons
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    Additional Reading
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    Citi offers three types of CDs: Citi Fixed Rate CDs, Citi Step Up CDs, and Citi No Penalty CDs.

    While the bank’s abundance of checking and savings account options can be staggering, its CD options are easier to follow. Step Up CDs allow you to earn a higher interest rate at a specified date, while no-penalty CDs do not charge you early withdrawal penalties if you take out money from your account before the term ends.

    If you’re searching for a competitive interest rate, a 1-year or 18-month Citi Fixed Rate CD might be worth considering.

    See Insider’s Citi CD review.

    Citi Personal Credit Cards Review

    Compare Citi Personal Credit Cards

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    $200 cash back, fulfilled as 20,000 ThankYou® Points, after you spend $1,500 on purchases in the first six months of account opening

    0% intro APR on balance transfers for 21 months (transfers must be completed within four months of account opening) and on purchases for 12 months, then 17.99% – 28.74% variable APR

    60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first three months of account opening, plus earn a total of 10 ThankYou® Points per dollar on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through 6/30/2024

    0% intro APR on balance transfers for 18 months, then 18.99% – 28.99% variable APR

    0% intro APR on balance transfers for 21 months (transfers must be completed within four months of account opening) and on purchases for 12 months, then 18.99% – 29.74% variable APR

    25,000 bonus points after spending $1,500 in purchases in three months from account opening

    $99, waived for first 12 months

    50,000 American Airlines AAdvantage® bonus miles after spending $2,500 in purchases within the first three months of account opening

    10,000 American Airlines miles and a $50 statement credit after you spend $500 on purchases in the first three months of account opening

    50,000 bonus miles after making $5,000 in purchases within the first three months of account opening


    Apply now


    Apply online at Citibank’s website.


    Apply now


    Apply online at Citibank’s website.


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    Apply online at Citibank’s website.


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    Apply online at Citibank’s website.


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    Apply online at Citibank’s website.

    Citi Custom Cash℠ Card


    Intro offer

    $200 cash back, fulfilled as 20,000 ThankYou® Points, after you spend $1,500 on purchases in the first six months of account opening


    Rewards

    Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Earn unlimited 1% cash back on all other purchases.


    Intro offer

    $200 cash back, fulfilled as 20,000 ThankYou® Points, after you spend $1,500 on purchases in the first six months of account opening


    Rewards

    Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Earn unlimited 1% cash back on all other purchases.


    Citi Custom Cash℠ Card

    Details


    Rewards

    Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Earn unlimited 1% cash back on all other purchases.


    Intro offer

    $200 cash back, fulfilled as 20,000 ThankYou® Points, after you spend $1,500 on purchases in the first six months of account opening


    Recommended Credit

    Good to Excellent


    Regular Annual Percentage Rate (APR)

    18.99% – 28.99% Variable


    Intro Annual Percentage Rate (APR)

    0% intro APR on balance transfers and purchases for 15 months

    Editor’s Rating

    4/5

    Our editor’s ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available.

    Show more

    Pros & Cons
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    Highlights
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    Additional Reading
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    See Insider’s Citi Custom Cash Card Review.

    Citi® Diamond Preferred® Card

    Citi® Diamond Preferred® Card


    Intro offer

    0% intro APR on balance transfers for 21 months (transfers must be completed within four months of account opening) and on purchases for 12 months, then 17.99% – 28.74% variable APR

    Citi® Diamond Preferred® Card


    Intro offer

    0% intro APR on balance transfers for 21 months (transfers must be completed within four months of account opening) and on purchases for 12 months, then 17.99% – 28.74% variable APR

    Apply online at Citibank’s website.


    Citi® Diamond Preferred® Card

    Details


    Intro offer

    0% intro APR on balance transfers for 21 months (transfers must be completed within four months of account opening) and on purchases for 12 months, then 17.99% – 28.74% variable APR


    Recommended Credit

    Good to Excellent


    Regular Annual Percentage Rate (APR)

    17.99% – 28.74% Variable


    Intro Annual Percentage Rate (APR)

    0% intro APR on balance transfers for 21 months (transfers must be completed within four months of account opening) and on purchases for 12 months

    Editor’s Rating

    3.33/5

    Our editor’s ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available.

    Show more

    Pros & Cons
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    Highlights
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    Additional Reading
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    See Insider’s Citi Diamond Preferred Card Review.

    Citi Premier® Card


    Intro offer

    60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first three months of account opening, plus earn a total of 10 ThankYou® Points per dollar on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through 6/30/2024


    Rewards

    Earn 3x ThankYou® points on restaurant, supermarket, gas station, air travel, and hotel purchases. Earn 1x ThankYou® points on all other purchases.


    Intro offer

    60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first three months of account opening, plus earn a total of 10 ThankYou® Points per dollar on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through 6/30/2024


    Rewards

    Earn 3x ThankYou® points on restaurant, supermarket, gas station, air travel, and hotel purchases. Earn 1x ThankYou® points on all other purchases.

    Apply online at Citibank’s website.


    Citi Premier® Card

    Details


    Rewards

    Earn 3x ThankYou® points on restaurant, supermarket, gas station, air travel, and hotel purchases. Earn 1x ThankYou® points on all other purchases.


    Intro offer

    60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first three months of account opening, plus earn a total of 10 ThankYou® Points per dollar on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through 6/30/2024


    Recommended Credit

    Good to Excellent


    Regular Annual Percentage Rate (APR)

    20.99% – 28.99% Variable

    Editor’s Rating

    4.1/5

    Our editor’s ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available.

    Show more

    Pros & Cons
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    Highlights
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    Additional Reading
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    See Insider’s Citi Premier Card Review.

    Citi® Double Cash Card


    Intro offer

    0% intro APR on balance transfers for 18 months, then 18.99% – 28.99% variable APR


    Rewards

    Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.


    Intro offer

    0% intro APR on balance transfers for 18 months, then 18.99% – 28.99% variable APR


    Rewards

    Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

    Apply online at Citibank’s website.


    Citi® Double Cash Card

    Details


    Rewards

    Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.


    Intro offer

    0% intro APR on balance transfers for 18 months, then 18.99% – 28.99% variable APR


    Recommended Credit

    Good to Excellent

    Recommended credit score. Note that credit card lenders may use many different variations of credit score models when considering your application.

    Show more


    Regular Annual Percentage Rate (APR)

    18.99% – 28.99% Variable


    Intro Annual Percentage Rate (APR)

    0% intro APR on balance transfers for 18 months

    Editor’s Rating

    3.65/5

    Our editor’s ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available.

    Show more

    Pros & Cons
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    Highlights
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    Additional Reading
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    See Insider’s Citi Double Cash Card Review.

    Citi Simplicity® Card


    Intro offer

    0% intro APR on balance transfers for 21 months (transfers must be completed within four months of account opening) and on purchases for 12 months, then 18.99% – 29.74% variable APR


    Intro offer

    0% intro APR on balance transfers for 21 months (transfers must be completed within four months of account opening) and on purchases for 12 months, then 18.99% – 29.74% variable APR


    Citi Simplicity® Card

    Details


    Annual Fee

    $0

    The information related to the Citi Simplicity® Card has been collected by Business Insider and has not been reviewed by the issuer.

    Show more


    Intro offer

    0% intro APR on balance transfers for 21 months (transfers must be completed within four months of account opening) and on purchases for 12 months, then 18.99% – 29.74% variable APR


    Recommended Credit

    Good to Excellent


    Regular Annual Percentage Rate (APR)

    18.99% – 29.74% Variable


    Intro Annual Percentage Rate (APR)

    0% intro APR on balance transfers for 21 months (transfers must be completed within four months of account opening) and on purchases for 12 months

    Editor’s Rating

    3.33/5

    Our editor’s ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available.

    Show more

    Pros & Cons
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    Highlights
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    Additional Reading
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    See Insider’s Citi Simplicity Card Review.

    Citi Rewards+® Card


    Intro offer

    25,000 bonus points after spending $1,500 in purchases in three months from account opening


    Rewards

    Earn 5x ThankYou® points on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal (offer ends June 30, 2024), Earn 2x ThankYou® points supermarkets and gas stations (for the first $6,000 per year and then 1x ThankYou® point). Earn 1x ThankYou® points on all other purchases.


    Intro offer

    25,000 bonus points after spending $1,500 in purchases in three months from account opening


    Rewards

    Earn 5x ThankYou® points on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal (offer ends June 30, 2024), Earn 2x ThankYou® points supermarkets and gas stations (for the first $6,000 per year and then 1x ThankYou® point). Earn 1x ThankYou® points on all other purchases.

    Read our complete card review.


    Citi Rewards+® Card

    Details


    Rewards

    Earn 5x ThankYou® points on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal (offer ends June 30, 2024), Earn 2x ThankYou® points supermarkets and gas stations (for the first $6,000 per year and then 1x ThankYou® point). Earn 1x ThankYou® points on all other purchases.


    Intro offer

    25,000 bonus points after spending $1,500 in purchases in three months from account opening


    Recommended Credit

    Good to Excellent


    Regular Annual Percentage Rate (APR)

    18.49% – 28.49% Variable


    Intro Annual Percentage Rate (APR)

    0% intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening

    Pros & Cons
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    Highlights
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    Additional Reading
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    See Insider’s Citi Rewards+ Card Review.

    Costco Anywhere Visa® Card by Citi

    Costco Anywhere Visa® Card by Citi


    Rewards

    Earn 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year (then 1% thereafter). Earn 3% cash back on restaurants and eligible travel purchases. Earn 2% cash back on all other purchases from Costco and Costco.com. Earn 1% cash back on all other purchases.

    Costco Anywhere Visa® Card by Citi


    Rewards

    Earn 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year (then 1% thereafter). Earn 3% cash back on restaurants and eligible travel purchases. Earn 2% cash back on all other purchases from Costco and Costco.com. Earn 1% cash back on all other purchases.

    Apply online at Citibank’s website.


    Costco Anywhere Visa® Card by Citi

    Details


    Rewards

    Earn 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year (then 1% thereafter). Earn 3% cash back on restaurants and eligible travel purchases. Earn 2% cash back on all other purchases from Costco and Costco.com. Earn 1% cash back on all other purchases.


    Recommended Credit

    Excellent


    Regular Annual Percentage Rate (APR)

    20.24% Variable

    Editor’s Rating

    3/5

    Our editor’s ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available.

    Show more

    Pros & Cons
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    Highlights
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    Additional Reading
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    See Insider’s Costco Anywhere Visa Card by Citi Review.

    Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

    Citi® / AAdvantage® Platinum Select® World Elite Mastercard®


    $99, waived for first 12 months

    Annual Fee


    Intro offer

    50,000 American Airlines AAdvantage® bonus miles after spending $2,500 in purchases within the first three months of account opening


    Rewards

    Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants, and on eligible American Airlines purchases. Earn 1x mile for every $1 spent on other purchases.

    Citi® / AAdvantage® Platinum Select® World Elite Mastercard®


    $99, waived for first 12 months

    Annual Fee


    Intro offer

    50,000 American Airlines AAdvantage® bonus miles after spending $2,500 in purchases within the first three months of account opening


    Rewards

    Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants, and on eligible American Airlines purchases. Earn 1x mile for every $1 spent on other purchases.


    $99, waived for first 12 months

    Annual Fee

    Apply online at Citibank’s website.


    Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

    Details


    Rewards

    Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants, and on eligible American Airlines purchases. Earn 1x mile for every $1 spent on other purchases.


    Annual Fee

    $99, waived for first 12 months


    Intro offer

    50,000 American Airlines AAdvantage® bonus miles after spending $2,500 in purchases within the first three months of account opening


    Recommended Credit

    Good to Excellent


    Regular Annual Percentage Rate (APR)

    20.99% – 29.99% variable

    Editor’s Rating

    3.95/5

    Our editor’s ratings are primarily based on 3 things: simplicity, affordability, and value. Our credit card editor takes those factors into account, and comes up with a rating to best reflect how the card performs in that criteria – relative to other products we’ve reviewed.

    Show more

    Pros & Cons
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    Highlights
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    Additional Reading
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    See Insider’s Citi AAdvantage Platinum Select Card Review.

    American Airlines AAdvantage® MileUp®

    American Airlines AAdvantage® MileUp®


    Intro offer

    10,000 American Airlines miles and a $50 statement credit after you spend $500 on purchases in the first three months of account opening


    Rewards

    Earn 2x miles for every $1 spent at grocery stores. Earn 2x miles for every $1 spent on eligible American Airlines purchases. Earn 1x mile for every $1 spent on other purchases.

    American Airlines AAdvantage® MileUp®


    Intro offer

    10,000 American Airlines miles and a $50 statement credit after you spend $500 on purchases in the first three months of account opening


    Rewards

    Earn 2x miles for every $1 spent at grocery stores. Earn 2x miles for every $1 spent on eligible American Airlines purchases. Earn 1x mile for every $1 spent on other purchases.

    Read our complete card review


    American Airlines AAdvantage® MileUp®

    Details


    Rewards

    Earn 2x miles for every $1 spent at grocery stores. Earn 2x miles for every $1 spent on eligible American Airlines purchases. Earn 1x mile for every $1 spent on other purchases.


    Intro offer

    10,000 American Airlines miles and a $50 statement credit after you spend $500 on purchases in the first three months of account opening


    Recommended Credit

    Excellent


    Regular Annual Percentage Rate (APR)

    20.99% – 29.99% Variable

    Pros & Cons
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    Highlights
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    Additional Reading
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    See Insider’s Citi AAdvantage MileUp Card Review.

    Citi® / AAdvantage® Executive World Elite Mastercard®

    Citi® / AAdvantage® Executive World Elite Mastercard®


    Intro offer

    50,000 bonus miles after making $5,000 in purchases within the first three months of account opening


    Rewards

    Earn 2x miles for every $1 spent on eligible American Airlines purchases. Earn 1x mile for every $1 spent on other purchases

    Citi® / AAdvantage® Executive World Elite Mastercard®


    Intro offer

    50,000 bonus miles after making $5,000 in purchases within the first three months of account opening


    Rewards

    Earn 2x miles for every $1 spent on eligible American Airlines purchases. Earn 1x mile for every $1 spent on other purchases


    Citi® / AAdvantage® Executive World Elite Mastercard®

    This is a terrific card for frequent American Airlines flyers who can take advantage of its included Admirals Club membership and other day-of-travel perks to offset the high annual fee. Authorized users also get Admirals Club access, so there’s extra value to be had there, too. However, it’s not the best card for earning AA miles on everyday spending, and the lack of travel protections isn’t ideal for an airline credit card.

    Details


    Rewards

    Earn 2x miles for every $1 spent on eligible American Airlines purchases. Earn 1x mile for every $1 spent on other purchases


    Intro offer

    50,000 bonus miles after making $5,000 in purchases within the first three months of account opening


    Recommended Credit

    Excellent


    Regular Annual Percentage Rate (APR)

    20.99% – 29.99% Variable

    Pros & Cons
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    Highlights
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    Additional Reading
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    See Insider’s Citi Advantage Executive Card Review.

    Citi has a variety of credit cards, including travel credit cards, balance transfer credit cards, cash-back credit cards, and credit cards with 0% APR.

    Our best Citi credit cards guide highlights the best options depending on what you’re looking for. The Citi Premier® Card is our top Citi credit card for 2023. 

    Citi Business Credit Cards Review

    Compare Citi Business Credit Cards

    • Costco Anywhere Visa® Business Card by Citi

    • CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

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    $99, waived for first 12 months

    65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening


    Apply now


    Apply online at Citibank’s website.

    Costco Anywhere Visa® Card by Citi

    Costco Anywhere Visa® Business Card by Citi


    Rewards

    Earn 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year (then 1% thereafter). Earn 3% cash back on restaurants and eligible travel purchases. Earn 2% cash back on all other purchases from Costco and Costco.com. Earn 1% cash back on all other purchases.

    Costco Anywhere Visa® Business Card by Citi


    Rewards

    Earn 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year (then 1% thereafter). Earn 3% cash back on restaurants and eligible travel purchases. Earn 2% cash back on all other purchases from Costco and Costco.com. Earn 1% cash back on all other purchases.

    Read our complete card review


    Costco Anywhere Visa® Business Card by Citi

    Details


    Rewards

    Earn 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year (then 1% thereafter). Earn 3% cash back on restaurants and eligible travel purchases. Earn 2% cash back on all other purchases from Costco and Costco.com. Earn 1% cash back on all other purchases.


    Recommended Credit

    Excellent


    Regular Annual Percentage Rate (APR)

    20.24% (Variable)

    Editor’s Rating

    3/5

    Our editor’s ratings are primarily based on 3 things: simplicity, affordability, and value. Our credit card editor takes those factors into account, and comes up with a rating to best reflect how the card performs in that criteria – relative to other products we’ve reviewed.

    Show more

    Pros & Cons
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    Highlights
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    Additional Reading
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    See Insider’s Costco Anywhere Visa Business Card by Citi Review.

    CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

    CitiBusiness® / AAdvantage® Platinum Select® Mastercard®


    $99, waived for first 12 months

    Annual Fee


    Intro offer

    65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening


    Rewards

    Earn 2x miles for every $1 spent on cable and satellite providers. Earn 2x miles for every $1 spent on eligible American Airlines purchases. Earn 2x miles for every $1 spent at gas stations. Earn 2x miles for every $1 spent on select telecommunications merchants. Earn 2x miles for every $1 spent on car rentals. Earn 1x mile for every $1 spent on other purchases.

    CitiBusiness® / AAdvantage® Platinum Select® Mastercard®


    $99, waived for first 12 months

    Annual Fee


    Intro offer

    65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening


    Rewards

    Earn 2x miles for every $1 spent on cable and satellite providers. Earn 2x miles for every $1 spent on eligible American Airlines purchases. Earn 2x miles for every $1 spent at gas stations. Earn 2x miles for every $1 spent on select telecommunications merchants. Earn 2x miles for every $1 spent on car rentals. Earn 1x mile for every $1 spent on other purchases.


    $99, waived for first 12 months

    Annual Fee

    Apply online at Citibank’s website.


    CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

    Details


    Rewards

    Earn 2x miles for every $1 spent on cable and satellite providers. Earn 2x miles for every $1 spent on eligible American Airlines purchases. Earn 2x miles for every $1 spent at gas stations. Earn 2x miles for every $1 spent on select telecommunications merchants. Earn 2x miles for every $1 spent on car rentals. Earn 1x mile for every $1 spent on other purchases.


    Annual Fee

    $99, waived for first 12 months


    Intro offer

    65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening


    Recommended Credit

    Excellent


    Regular Annual Percentage Rate (APR)

    20.99% – 29.99% Variable

    Editor’s Rating

    4/5

    Our editor’s ratings are primarily based on 3 things: simplicity, affordability, and value. Our credit card editor takes those factors into account, and comes up with a rating to best reflect how the card performs in that criteria – relative to other products we’ve reviewed.

    Show more

    Pros & Cons
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    Highlights
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    Additional Reading
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    See Insider’s CitiBusiness AAdvantage Platinum Select Mastercard Review.

    If you have a small business, Citi has two types of credit cards. The Costco Anywhere Visa® Business Card by Citi
    is exclusively for Costco customers, while the CitiBusiness® / AAdvantage® Platinum Select® Mastercard® may be worth exploring if you frequently fly with American Airlines.

    Citi Personal Loans Review


    Regular Annual Percentage Rate (APR)

    9.49% to 20.49% APR


    Loan Amount Range

    $2,000 to $30,000


    Citi Personal Loans

    Details


    Regular Annual Percentage Rate (APR)

    9.49% to 20.49% APR


    Loan Amount Range

    $2,000 to $30,000

    Pros & Cons
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    Highlights
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    Citi Personal Loans may be worthwhile if you already bank with the company. To be eligible for a personal loan at Citi, you must earn a yearly income of $10,500 or more, meet Citi’s creditworthiness criteria,  and have an eligible Citi bank account that has been open for at least 12 months. 

    See Insider’s Citi Personal Loans Review

    Citi Mortgages Review

    Citibank Home Mortgage Loans

    Citibank Home Mortgage Loans


    Types of Loans Offered

    Conforming, jumbo, FHA, VA, HomeRun mortgage


    Citibank Home Mortgage Loans

    Details


    Types of Loans Offered

    Conforming, jumbo, FHA, VA, HomeRun mortgage

    Pros & Cons
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    Highlights
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    Additional Reading
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    Citi offers several types of home loans, including conforming, jumbo, FHA, VA and HomeRun mortgages. The HomeRun mortgage could be a good choice if you’re looking for an affordable mortgage option. Through the HomeRun mortgage program, customers may make a down payment as low as 3% with no mortgage insurance requirement.

    See Insider’s Citi Mortgage Review.

    About Citi

    Citi is a national bank with over 650 branches sprinkled around the US, including California, Connecticut, Florida, Illinois, Maryland, Nevada, New Jersey, New York, South Dakota, Virginia, and Washington, DC. You’ll also have access to over 65,000 fee-free ATMs nationwide, plus free ATMs all over the world.

    Citi groups its accounts into “packages,” so you can have one checking and savings account in a package. Although there are technically only two savings accounts, the terms of your savings account depend on which package you choose.

    Some of Citi’s terms depend on where you live. For example, the high-yield Citi® Accelerate Savings is only available for residents of certain states, and the minimum opening deposit for your CD is contingent upon where you live.

    Citi’s customer service is available 24/7 over the phone, and you can chat online from 6 a.m. to 10 p.m. ET. The bank also has an easy-to-use mobile app, which has 4.9 out of 5 stars in the Apple store and 4.8 stars in the Google Play store.

    Your Citi accounts are FDIC insured for up to $250,000, or $500,000 for joint accounts.

    Is Citi Trustworthy?

    The Better Business Bureau gives Citi an F rating because it’s received a high volume of customer complaints on the BBB website and it has failed to respond to five customer complaints.

    Citi has been involved in a recent public controversy.  In 2020, the Federal Reserve and Office of the Comptroller of the Currency fined Citi $400 million and claimed the bank failed to recognize money laundering by its customers.

    If Citi’s history worries you, you can find other banks with great scores from the BBB. But keep in mind that a strong BBB score does not guarantee that your relationship with the bank will be good. Make sure to also talk to friends and family or read customer reviews online to see if a bank might be right for you.

    Citi: Frequently Asked Questions (FAQ)

    Citi has a variety of home loans and credit cards. It also may be a good option if you’d like to open a online high-yield savings account with a national brand. Citi® Accelerate Savings pays more than the average savings account. That said, it’s only available in certain markets. 

    You also might like Citi if you’re eligible to waive monthly service fees. If you open the lowest-tier checking account — the Citi Access Account — it has a $10 monthly service fee. The monthly service fee can be waived if you meet certain requirements. 

    Yes, Citi bank accounts are FDIC-insured for up to $250,000 per depositor.

    Savings and checking accounts do not require a minimum opening deposit. If you’d like to open a certificate of deposit, you’ll need at least $500.

    Methodology: How We Reviewed Citi

    For our Citi review, we rate bank products and services using our editorial standards.

    At Personal Finance Insider, we rate products on a scale from zero to five stars. For bank accounts, we review different features for distinct types of bank accounts. For example, we’ll look at early withdrawal penalties and CD variety specifically for CDs. Meanwhile, for checking accounts, we’ll factor in the ATM network size and fees, as well as its overdraft protection options.

    We’ll consider factors like annual fees and sign-up bonuses for credit cards, and term lengths for loans. In general, we also look at customer service and ethics.

    How Citi Compares

    We’ve compared Citi to two other national banks: PNC Bank and Wells Fargo.

    Citi Review vs. PNC Bank Review

    Citi and PNC Bank are national banks with branches throughout the US. PNC Bank has roughly 2,600 locations, while Citi has over 650 branches.

    If you don’t live in a state with a Citi or PNC branch, you may explore each bank’s online-only bank accounts. Both banks have online high-yield savings accounts that are available to residents of states where there aren’t any branches.

    If you’re eligible for both high-yield savings accounts, PNC High Yield Savings℠ Account pays a higher interest rate than  Citi® Accelerate Savings. However, keep in mind rates can fluctuate so this could change in the future.

    Citi offers a greater variety of credit cards than PNC Bank. However, PNC Bank offers more types of home loans than Citi.

    Citi Review vs. Wells Fargo Review

    If you’d like to keep all of your bank accounts in one institution, then the Citi package system may be worth exploring. The Citi® Accelerate Savings account offers a high interest rate in certain US states. If you live in a state like California or New York, you won’t be eligible to open an account, though.

    Wells Fargo doesn’t have package systems, so you might favor this bank if you’re planning to open only one account. 

    You also might prefer Wells Fargo if you’d like to get a personal loan. Wells Fargo is featured as a top pick in our best personal loans guide.

    See Insider’s list of the best savings accounts »

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    Are Foaming Facial Cleansers Right For You?

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    We all know that cleansing is the most important first step in your skin care routine for a few reasons. Removing the oil, dirt and buildup from the day (makeup, sweat and sunscreen, we’re looking at you!) is both a good defense against breakouts and an essential part of keeping your skin healthy. Plus, a freshly cleansed face is the optimal canvas for the rest of your skin care products. Foaming cleansers are a great option for many, but what is it about these light and fluffy formulas that sets them apart from other cleansers? Read on to find out whether foam is the cleanser texture best suited to your skin. 

    What Are Foaming Facial Cleansers? | Benefits Of Foaming Cleansers | What Are The Different Types of Foaming Cleansers? | How To Use A Foaming Cleanser | Is Foaming Cleanser For Everyone? 

    What Are Foaming Facial Cleansers?

    Foaming facial cleansers start as a lightweight liquid that transforms into a foamy lather when dispensed from a pump. They remove excess oil as effectively as gel cleansers, with the added bonus of foaming particles (aka bubbles!) that can make them powerful at lifting oil, dirt and buildup out of the deeper parts of your pores. This allows for an intense cleanse – for those who like to see lather to really feel clean and revitalized. 

    What makes foaming cleansers different from other face washes is the lather they create. Both cream cleansers and gel cleansers are great for gently cleaning and moisturizing skin, but without the bubbles to really target the dirt and oil as deeply. Gel and cream cleansers are a great fit for dry and combination skin, while foaming cleansers generally work best for complexions that are on the oilier side.

    Learn more about some of the other types of cleansers here. And watch our Lead Skin Care Trainer, Natalie Pergar, explain how different formulas work for different skin types. Hint: Often the best choice comes down to personal preference. 

     

    Benefits Of Foaming Cleansers 

    As mentioned, a foaming face wash can provide a deep clean by lifting dirt and debris from pores and removing excess oil and sebum. If you love the lather, this is your ideal cleanser type. Gentle foaming cleansers are also great as the second step in a double cleanse because they eliminate any oil that the first step might deposit. Foaming cleansers are gentle as well. With a pH level that is close to the skin’s they can clean deeply without stripping the natural oils and moisture from the skin barrier.

    What Are the Different Types of Foaming Cleansers? 

    Acne-prone skin loves a foaming cleanser because of its ability to get rid of excess oil and sebum. The Acne Advanced Cleansing Foam provides lightweight acne-cleansing action, effectively preventing acne breakouts and clearing blocked pores. The combination of time-release encapsulated salicylic acid and a natural herb blend in this cleanser soothes and tones, leaving the skin feeling clean, cool and refreshed.  

    Another gentle foaming cleanser that treats while it lathers is the Kombucha Microbiome Foaming Cleanser. Great for all skin types, this powerhouse product gently removes impurities without over-stripping. Kombucha, ginger, white tea and jasmine work together with micellar technology to refresh and balance the microbiome of the skin without compromising the moisture barrier. The microbiome is the skin’s unique ecosystem of bacteria existing on and in your skin, and works as a protective layer to support your skin barrier. As the first physical point of contact with your immune system, it’s important to keep this layer as healthy as possible. One way to support a healthy, functioning biome is to select microbiome-friendly skin care that works in alignment with your skin. Remember, a healthy and functioning skin barrier can help the skin look firm and plump. The correct skin care products should help to balance out the effects of environmental stressors.

    As one happy customer, Brenda, says about the Kombucha Microbiome Foaming Cleanser, “I absolutely love the feeling of the foaming cleanser. Afterward, my skin feels refreshed and clean. I purchased a bottle and have been using it daily. My skin definitely feels more taut and supple with no dryness, even on my sensitive skin.” 

    How to Use a Foaming Cleanser

    Always follow the instructions on your product as they can vary, but these simple steps are a general guide: The pump dispenser is key to transforming the liquid in your cleanser into a lightweight foam that glides easily over the skin. Wet the face with lukewarm water, apply the foam to your skin and massage gently with fingertips in a circular motion covering the face and neck. Rinse thoroughly and pat dry with a soft towel. Your skin will be primed and ready to absorb the rest of your products! Follow with your usual routine.

    Is a Foaming Cleanser for Everyone? 

    Foaming cleansers are a great choice for oily or combination skin because those lightweight and fluffy suds really target the oil and dirt that the day can leave behind. They’re also a good option for removing SPF and sweat when your skin needs something a little stronger. While they can be used both morning and night, some might prefer to use a gentler cleanser in the morning when there is less oil and other buildup, saving the deep cleaning that comes from the bubbles for the evening wash. 

    Some foam cleansers aren’t recommended for dry skin, as the consistency could leave your face feeling tight and even more dry. This is usually because of an ingredient called Sodium Lauryl Sulphate (SLS), a foaming agent commonly found in foaming cleaners, as well as bubble baths, many shampoos (and even factory floor degreasers!)

    All Eminence cleansers are free of SLS, instead using natural alternative ingredients such as Coco Glucoside and Alpha Olefin Sulfonate – both derived from coconut oil. These ingredients work gently to create bubbles that trap debris and rinse it away without stripping or drying skin!

    What is your favorite type of cleanser and why? Do you switch out your cleanser based on the time of day, climate or the season? Let us know in the comments or join the conversation on social media.

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  • The Ultimate Sabya Moment? | Verve Magazine

    The Ultimate Sabya Moment? | Verve Magazine

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    Photograph: Sabyasachi Mukherjee/Facebook

    I have always been intrigued by the fact that Sabyasachi Mukherjee never considered moving out of the City of Joy to the Maximum City. With the opening of his newest store, he has instead, in some way, transported his hometown to the teeming metropolis of Mumbai. When I entered through the cavernous doors, glancing at the gleaming word “Sabyasachi” above the entrance, for the first time, I missed the “Mukherjee”. A few steps inside the multi-chambered space, three reclining brass tigers stood guard on either side of a narrow, thickly carpeted hallway. Strains of folk Rabindra Sangeet wafted in, and a polite staff member, wearing a black bandhni sari, enlightened me about the fact that the music too had the design maestro’s personal touch. As I turned a corner, where a wooden cabinet was neatly ensconced, I noticed a sindoor-red bucket bag with a wide cloth strap embossed with the word “Calcutta” in bold lettering.

    Sabyasachi, I know, is the brand. I’m told by an early landlord and crafts enthusiast that his very first store in Mumbai was apparently self-consciously called “Sabyasachi by Sabyasachi”, which was abbreviated approximately within a year to “Sabyasachi”. It had felt okay, seeing just the first name on the front-page ads — that announced that the new store is open in Mumbai, seven days a week — in the The Times of India. But, without the “Mukherjee” across the facade of the store — which is a sort of a homecoming that celebrates everything that the designer adores about Kolkata — it occurred to me that he had actually created a vacuum, a kind of distance between himself and his label.

    Is the 49-year-old designer actually ready to hyphenate himself, I wondered, as I wandered the space. The global brand, and luxury house, with stores dotted across continents, and cities — New York, Dubai, Hyderabad, Kolkata, Delhi and Mumbai — on one hand and the bespectacled, reserved, Alipore-residing Bengali Brahmin on the other. Throughout the store, I encountered poetically written plaques with inscriptions of personal odes, to old-time haunts like the grand tea room and cabaret at Firpo’s and the company of Presidency College and Bengal School of Art students. That the logo has been customised to carry “Calcutta” underneath it for print ads in magazines is then understandable.

    Mukherjee’s spoken English too discloses that mildly lilting Bengali cadence with the rounding of the vowels. It’s endearing coupled with his innate shyness. Is this an affectation, now serving as just a marketing ploy? Given his enormous business acumen, is he more marketing genius than intellectual creative, some ask. Looking at his immaculate appearance, mostly dressed in his own pristine sherwanis, bandis, kurtas and churidars, an occasional shawl or scarf rolled around his neck, he seems to fit perfectly into that hallowed club of the cultured elite or babumoshais. Kolkata’s own intellectual culturati who have cut their teeth on the likes of Thackeray and Proust. So, I was least surprised to see Sabyasachi jewellery and accessories rubbing shoulders with leather-bound tomes within the library-styled nooks of the store. A copy of Charles Dickens’ The Pickwick Papers with antique gold lettering and a burgundy cover stood out.

    Ah! The bhadralok. The Bengali word that best describes its educated class. Think of fellow kinsperson, Nobel Laureate Abhijit Banerjee, who paired a velvet bandhgala with the traditional dhoti-panjabi — the latter being a knee-length kurta made of cotton or silk — when he attended the Swedish awards ceremony in 2019.

    Known to be reclusive and antisocial, and choosing to stay behind the scenes, the retailer and couturier seems to prefer that his roots are felt more through the ambience and mood, so vividly expressed in the much-talked-about interiors of his newly minted flagship store, housed in a neoclassical building. While describing the sprawling space, he says in a recent interview to fashion journalist Suzy Menkes, who flew down for the mega opening, that it’s like bringing the customer into his home. The same soft-spoken store staff member admits in genteel fashion to me that a cleaning staff, comprising 40 to 60 members, rotate in two shifts to ensure that the space crowded with bric-a-brac is kept spotless, and the glass-fronted armoires and gilded mirrors are always shining.

    Kolkata’s old-world charm allows a specific brand of nostalgia wrapped up in aristocratic glamour to creep into his work everywhere — his photography campaigns, styling overtones, choices of models. And, most recently of all, the new bari  (home) where his exquisitely crafted creations take centre stage: ICP Fort Heritage, the erstwhile British Bank of the Middle East; a Grade II A heritage structure, built in 1913 in the Italianate tradition, located off Horniman Circle. Luxury’s latest address in the city. The Ballygunge boy, who always harboured a fascination for all things larger-than-life, grew up to adopt a maximalist approach, both in his creations and the interiors of his eponymous stores. There is a lavish excess that is visible in his wall-to-wall aesthetic that has become so popular, and there isn’t an inch of space that isn’t crammed with clusters of antiques and curiosities, many that he has hand-picked. It doesn’t come as a surprise to find out that early on, the designer was influenced by Ralph Lauren, whose stores reek of old-world WASP America. Lauren, by his own admission, has long been invested in selling a lifestyle, one that symbolises the American dream.

    As Sabyasachi the label expands its tentacles into many more metropolises in India, his evident display of sentimentality only seems to grow stronger, which implies that the duality might be somewhat of a struggle, a form of inner conflict. Yesteryear, and scenes reminiscent of bygone eras, consistently seem to capture the imagination of the NIFT graduate who, at one point, also designed costumes for the silver screen. A montage of diffused images that bring to mind scenes from Shyam Benegal and Merchant Ivory films play on loop on his under-construction website. Black-and-white and sepia frames featuring coiffed women behind dark glasses — so maharani-like in their gait and manner, shown at ease playing pool in diaphanous saris, with their turbaned consorts — evoke mystery and intrigue. The only bit of text on the website reads: “Crowded narrow lanes with balconies jutting out of beautiful old mansions and homes, jostling for space in North Calcutta. So rich in its nonchalance, between the clamour of grandeur and decay. It’s almost spiritual, the neglect of luxury and the casual existence of glamour. It makes Calcutta unforgettable.”

    Like his newly opened Mumbai store, ubiquitous Sabyasachi imagery persistently exudes heritage and grandeur, so typically suggestive of many old Kolkata homes that have filled the designer’s psyche since childhood. How could he have better expressed this? No wonder that the press release reinforces his hand in the creation of this majestic space: “Interiors and overall creative direction: Sabyasachi Mukherjee”. In the making of this Taj Mahal, Badshah Sabyasachi has shown a total engrossment with his whole self.

    As the 25,000-plus-square-foot store dripping with chandeliers, antique wooden cabinetry, and stacks of crystal and porcelain recalls the times of the Raj and a certain post-colonial style interior, a staple in Mumbai’s Parsi-owned bungalows, one can tell that Sabyasachi also has a strong penchant for throwbacks and romanticising the past. How many modern-day Bengali brides are seen with their hands covered with the red stain of alta? But, we saw it in the brand’s Instagram posts in the second week of April. Donning long kurtas or wide triangular lehngas, with the typical stacking and mixing of gold-embroidered and brocade borders — “multimedia borders”, as the staff member had informed me during my tour of the store — most of the female models had their hands adorned with the red dye that is made from lac and traditionally applied on the feet during marriage ceremonies and festivals. No wokeism here, as we didn’t see it on the men.

    For his Fall 2011 grand finale, nostalgia came from outside of his home state, from Mexican painter Frida Kahlo, as models strutted in braided hair, rose headbands, and wire-rimmed glasses. Sabyasachi’s Kahlo fascination has lingered on; I noticed many artworks of women with that famous unibrow, as well as coffee-table books on the painter whose autobiographical works often mixed realism with fantasy. Recently, The Times of India dated 22nd April showcased consecutive full-page ads of a medley of black-and-white clothing styled in a contemporary way, and one couldn’t help but think of Coco Chanel. Pussy-bow shirts and boxy jackets, paired with black-and-white saris, instead of skirts and trousers. Fashion can never be original as someone or something must come before. But the one thing that can be original is the designer’s muse, and for good old Sabyasachi Mukherjee’s mood board, despite his occasional departures, it remains the bhadralok gentry. (Apologies to Rani Mukerji here.) A quick giveaway was a book titled Elite Clubs of India, placed conspicuously on a shelf, under precious glass decanters.

    Owning a Sabya lehnga or planning a Sabya wedding is no doubt a privilege among the already privileged. If you want to literally go the whole way, then zero in on “Sabya Red” too, a salesperson in black proudly states. Now, in addition to getting the largest flagship, Mumbai’s been gifted a refurbished neoclassical landmark in close environs of other historic buildings like The Asiatic Society of Mumbai and St. Thomas Cathedral. A 21st-century altar of aesthetic hedonism, straight out of the late 19th-century Decadent movement, for our own chattering classes.

    As I walked out of the magnificent building, removed my spectacles and donned my sunglasses, was I caught in the ultimate Sabya moment. I stood still as if ensnared in a time warp. The bespoke Crimson Soil fragrance — another Sabya concoction — that permeates the store enveloped me as I stepped out into the grit of Mumbai.

    Had I just successfully imbibed the Sabyasachi experience? Mood before product, experiencing the label back to front. I, too, was reminded of the decaying heritage homes of Kolkata, with colonnades, stained-glass windows, balconies with filigreed railings, and windows with wooden shutters. Stolid in past grandeur, frozen in heritage, these images of current decay had become indelible for me too, a “non-Bengali”, through films like Balika Badhu, 36 Chowringhee Lane and The Namesake that was adapted from the novel by immigrant author Jhumpa Lahiri.

    Nostalgia imbues the Sabyasachi brand, and vice versa, the brand imbues nostalgia. No wonder many have referred to this larger-than-life store as a living museum.

    It’s left to be seen if Mukherjee, the designer who did his early education at Sri Aurobindo Vidyamandir in Chandannagar, will find a unique contemporary language for the modern woman, mutated beyond his own inheritance of culture, and its currency. If he does, he will truly be leading the fashion pack from the front. He needs to draw from the same pluralistic heritage he often talks about in reference to the diverse hand-crafted techniques of India that his workshops around the country employ, be it ari, kashida, gota, kasuti, or chikankari, all of which are specific to certain regions across the nation. Calcutta Rouge, Nani Bucket, The Mangrove Bracelet, The Baghbazar Necklace, and the India Tote ring with romanticism, true, but there’s still hope that the “syncretic legacy of India”, which he wished for when he opened in New York, will be pushed further through his future clothing, jewellery and accessory collections.

    The legacy is, undoubtedly, visible in each thread of zardozi, in each weave of Benarasi, each blot of indigo and each impression of block print. Today, however, this legacy and heritage need a 21st-century kalakaar  (artist). Mukherjee did wish to introduce a certain “Indianness”; this was intentional, as his early days coincided with the period when post-liberalised India was beginning to embrace Western luxury, with the onset of brands like Louis Vuitton opening in tony areas of Bombay and Delhi. But, as a creator and designer, can Mukherjee blaze a trail, with greater and more frequent innovation, and give new meaning to decadence beyond aesthetic hedonism? Beyond the “patti-patti” look, which actually drew inspiration from the mixing and matching of clothing he observed on the streets and was, by 2011, turned into a template.

    The limited New York edit I saw at the far end of the top floor, with its printed parrot green and rich salmon-coloured velvet co-ords hemmed with a black sequinned fringe, the rust-coloured “micro-kantha” trench and the oversized silk shirt dress with Kahloesque colours, are appetising for a woman who seeks freedom of movement and multiplicity of usage in her everyday wardrobe. But, only if he pushes the envelope further as a revivalist, providing that modern twist to the heritage techniques, will Mukherjee successfully bridge his two sides — the global and the regional.

    It is this potential that I saw when I watched his first collection in 2002, at Lakmé Fashion Week in Delhi. So much so, that I had to have one of his patchwork brocade pants right after. Those who have known him from his nascent days wonder if his uber-nostalgia stemmed from something deeply aspirational as well. Instead of building his brand through the sheer weight of an eight-kilo lehnga or the might of the Tanjore paintings, Persian carpets, Tang Dynasty pottery, Canton vases and curiosity showcases he has personally sourced and amassed (a few under the aegis of the Sabyasachi Art Foundation), maybe Pepsi — Mukherjee’s daak naam (nickname) — needs to take himself a little less seriously as a tastemaker? For he has that certain je ne sais quoi that will stand the test of time.

    The hot blue summer sky suddenly felt welcome as I left the dark, wood-panelled, air-conditioned environs, which barely showed a window. I instinctively shook my shoulders, as if to throw off the burden of trying to fully understand the deeper impact of culture. Did I just miss something that was meant to signify a Renaissance? Out of a habitual reflex, my eyes followed the uneven street in front of me, leading towards the Horniman Circle garden, originally known as Bombay Green. And I breathed out everything that I had been holding inside.

    And soon, the honking from the street took over.


     



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  • Why Isn’t My Puppy Eating? – Dogster

    Why Isn’t My Puppy Eating? – Dogster

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    Puppies eat a lot. So when your puppy isn’t eating, it’s concerning.

    Medical or behavioral: These are the two main reasons why are puppy won’t eat, says Dr. Mondrian Contreras, of Carol Stream Animal Hospital in Illinois.

    Medical reasons include:

    • pain
    • illness
    • digestive problems
    • nutritional issues
    • anatomical concerns like teething

    Behavioral issues include:

    • stress or anxiety
    • aversion
    • texture
    • general food preference
    • stubbornness

    My puppy isn’t eating! Is something wrong?

    “It is not normal, but it is also not uncommon,” says Dr. Contreras. “Often, dogs of all ages will eat when they are hungry and they therefore only eat their required caloric amount per day. It is important to determine the reason why your puppy is having a decreased appetite and address it accordingly.”

    Reasons puppy isn’t eating: Picky eater or sick puppy?

    If your puppy isn’t eating, first determine whether he’s sick by observing his behavior.

    “A puppy who is a picky eater is still active, playful and will eat intermittently,” says Dr. Contreras. “Sick puppies are lethargic, weak and losing weight.”

    Parvo is a common puppy illness that causes a decreased appetite, says Dr. Contreras. But puppies can develop a variety of other illnesses including dental pain from teething as well as kidney or liver issues.

    Dr. David Jones, of VCA Silver Lake in Washington, says distemper can also affect appetite, as well as some internal parasites. Any change in appetite or activity should arouse concern, especially paired with any gastrointestinal abnormalities like vomiting or diarrhea.

    “If your puppy is not eating, it is important for them to get evaluated,” says Dr. Contreras.

    My puppy isn’t eating: When should I see a vet?

    “Your veterinarian should be contacted immediately if your puppy is not eating,” says Dr. Contreras.

    As a general rule, puppies shouldn’t go without eating for more than 12 hours because they do not have enough fat in their bodies or a fully developed liver to store nutrients, he says. Not consuming enough food often enough may cause them to become hypoglycemic, called juvenile hypoglycemia. Signs of juvenile hypoglycemia typically include:

    How to get a puppy to eat

    Once you’ve determined your puppy is healthy without an illness, there are many ways to get your puppy eating.

    Veterinarian tips for getting your puppy to eat include:

    • Increase physical activity like play
    • Let them play with their food by using enrichment feeders and puzzle toys like lick mats, snuffle mats and treat-dispensing toys
    • Add food toppers to their meals like chicken broth, which enhance the smell
    • Change diet by varying brand, type of food, texture (try moistening), etc. to help dogs who have a food preference
    • Try hand-feeding

    But, also keep in mind that an individual dog’s specific makeup may impact appetite. For example, Yorkshire Terriers are known for not eating a lot of food while Labrador Retrievers are well known to be active puppies and may require a lot of food, says Dr. Contreras.

    “Activity can play a big role in our puppies’ appetite,” says Dr. Contreras. “Breed and size of dog can play a large role in the amount of food they eat. However, activity level and metabolism also play a role in the amount of food consumed and food requirements. Some dogs are extremely laid back or have slower metabolism and thus don’t necessarily have a big appetite.”

    Large breeds grow faster and need more calories and nutrition to keep up.

    Puppy isn’t eating: journal health habits

    Pet parents know their pets well. Any change in attitude, appetite or activity could be concerning and warrant a visit to the vet, says Dr. Jones.

    Puppies often change every day, so keep an eye on their behavior and note any unusual changes.

    “Try to keep your puppy active, engage them daily and get to know their eating habits. Make sure they are healthy and have them regularly evaluated by their veterinarian,” says Dr. Contreras.

    And of course, don’t forget to enjoy them — because they do grow up fast.

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  • Rodolphe Parente respectfully rethinks Haussmannian apartment in Paris

    Rodolphe Parente respectfully rethinks Haussmannian apartment in Paris

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    French interior designer Rodolphe Parente has completed a contemporary overhaul of a 19th-century Parisian apartment, reflecting both the building’s heritage and the “radical” art collection of its owner.

    Originally built during Haussmann’s major reconstruction of Paris, the 150-square-metre flat is located in the Canal Saint-Martin neighbourhood in northeastern Paris.

    Entrance hall of Canal Saint-Martin apartment
    Rodolphe Parente has renovated a Haussmann-era apartment in Paris

    As part of the renovation, Parente sought to celebrate the apartment’s extensive period details. In the entrance hall, a band of gold leaf now highlights the geometry of the circular ceiling and missing sections of the mouldings were painstakingly reinstated.

    “The main idea was to preserve and at some points restore the classic Haussmannian codes of a Parisian apartment,” Parente told Dezeen. “It was important for me to keep the Parisian vibration as well as the radical tone of my client’s art taste.”

    Dining room of Parisian apartment by Rodolphe Parente
    Redfield & Dattner created an abstract fresco behind the dining table

    Parente began by opening up the apartment to improve the sense of flow, exposing long sealed-off doorways and connecting the dining room with the kitchen.

    Taking cues from the craftsmanship inherent in the apartment, Parente drafted in several contemporary craftspeople including custom painting studio Redfield & Dattner, which created an abstract fresco on the new wall behind the dining table.

    Kitchen of Canal Saint-Martin apartment
    The kitchen balances cabinet finishes of stainless steel and pastel pink

    “I wanted to bring the hand of craftsmanship into this project,” said Parente.

    “The people I have worked with on this apartment bring something to the creativity in general.”

    Living room of Parisian apartment by Rodolphe Parente
    A sculptural vintage sofa centres the living room

    Throughout the space, a palette of warm neutrals was used to create a sense of immersion.

    “I chose neutral tones to subtly enhance the classical heritage of the apartment and keep an enveloping atmosphere,” the interior designer explained.

    Against this cohesive backdrop, surprisingly colourful elements leap out including the lacquered yellow light above the dining table – Parente’s own design – and the vivid purple rug used against caramel-coloured walls in the main bedroom.

    The kitchen balances cabinet finishes of stainless steel and pastel pink with a frame-like marble splashback, created by French artist Alice Guittard for Double V Gallery.

    “The kitchen is a deconstructed block sitting in the Haussmanian environment,” Parente said. “It is connected to the historical elements through its composition.”

    Reading room of Canal Saint-Martin apartment
    Period wall panelling remains in the reading room

    In the living room, a sculptural vintage sofa is sited in the centre of the space, anchored by a graphic rug and positioned to disrupt the angles of the room.

    Parente played with contrast via the material and colour palettes throughout the apartment. In the reading room, period wall panelling highlights the modernity of the sofa and chair with their highly lacquered side panels.

    Reading room of Parisian apartment by Rodolphe Parente
    Parente designed a custom chair and sofa for the space

    “For this room, we have designed custom-made furniture with contemporary and radical shapes bringing a form of reflection to the space,” the designer said.

    The idea of juxtaposition continues with the art displayed in the apartment, with the client’s often provocative pieces completing the aesthetic in each room.

    Detail shot of bedroom in Canal Saint-Martin apartment
    Colours clash in the main bedroom

    “The client showed total faith in this balance between modernism and legacy for the interior design. He also wanted to keep this dialogue for the decoration and focused on staying eclectic in his choice of furniture and art,” said Parente.

    “The client has a radical point of view regarding art and design. It was a real pleasure to create a dialogue between the existing pieces and the interior design.”

    Bedroom of Parisian apartment by Rodolphe Parente
    A vivid purple rug contrasts with caramel-coloured walls

    Other Hausmann-era apartment renovations in Paris have seen interior designers make more dramatic interventions, with Atelier 37.2 adding a sculptural wooden volume to house a new bathroom while Studio Razavi inserted a multifaceted furniture block that takes on a different function in each room.

    The photography is by Giulio Ghirardi.

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  • Russia Equivalent of NATO Crumbling Amid Failures in Ukraine War

    Russia Equivalent of NATO Crumbling Amid Failures in Ukraine War

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    • Putin’s military alliance is beset by new tensions following Russia’s faltering invasion of Ukraine.
    • Some member states have snubbed Putin, have declined to offer support, or have turned to the West.
    • CSTO, Russia’s equivalent of NATO, was never a powerhouse, but relations have become more strained.

    Russian President Vladimir Putin has his own version of the NATO military alliance, made up of post-Soviet states.

    But the Collective Security Treaty Organization (CSTO), which was never as powerful or cohesive as Russia would have liked, has been increasingly creaking since Russia launched its invasion of Ukraine, experts told Insider.

    Some of its members have made unprecedented public snubs against Putin, and experts say they are conscious of Russia’s poor military performance over the past year, with questions over how well Russia could protect them.

    Some may even fear becoming future Russian targets.

    Jaroslava Barbieri, an expert in Russia and post-Soviet states at the University of Birmingham, told Insider that the CSTO is “almost like an attempt to imitate NATO, but in the post-Soviet space.”

    But, she said, it’s now “really showing cracks.”

    Snubs from allies

    As Putin has become more isolated since the invasion of Ukraine in February 2022, CSTO members have made up some of his few remaining allies, with close cultural, historical, and military ties, and economies that heavily rely on Russia.

    In addition to Russia, the CSTO consists of Armenia, Kazakhstan, Belarus, Kyrgyzstan, and Tajikistan, all once part of the Soviet Union.

    But some have committed a series of apparent snubs against Putin since the invasion began.

    These include Tajikistan’s president demanding more respect, despite his country’s small size, in front of Putin in October; Kazakhstan looking for closer ties with the West, and denying Russia’s request to send troops at the start of the invasion; and Armenia’s prime minister criticizing the effectiveness of the CSTO to Putin’s face and physically distancing himself from Putin at an alliance members’ leaders group photo in November.

    Armenia's prime minister and Russia's president among other Collective Security Treaty Organization (CSTO) leaders in Yerevan, Armenia, on November 23, 2022.

    Armenia’s prime minister and Russia’s president among other Collective Security Treaty Organization (CSTO) leaders in Yerevan, Armenia, on November 23, 2022.

    KAREN MINASYAN / AFP via Getty Images; Insider



    Other snubs included Kazakhstan sending aid to Ukraine, Armenia and Kazakhstan voting in favour of a UN resolution that noted the “aggression by the Russian Federation against Ukraine” in April 2023, and Armenia turning to France for help with a regional conflict, after being frustrated by the CSTO’s response.

    Peter Frankopan, an expert on Russian and Balkans history at Oxford University, told Insider that the countries seem visibly unhappy with Russia: “It is certainly true that Putin looks like his status has been downgraded.”

    And Frankopan said the apparent snubs appear calculated. “It is bold; but it is not done without thought or care. It would not seem to me unreasonable to suppose that there have been detailed backroom discussions,” he added.

    Putin wants his own NATO

    Putin has positioned NATO as his biggest enemy, justifying the brutal invasion of Ukraine in part by saying he was trying to stop its expansion toward Russia’s borders.

    Ironically, the invasion has only strengthened NATO, with nearby Finland joining, effectively doubling the length of the Russia-NATO border.

    One of NATO’s key tenants is the idea of collective defence: If one member is attacked, it is as if all are.

    The CSTO has a similar agreement. But the workings of the CSTO cast doubt on whether it could ever reasonably compete with NATO.

    In September 2022, Armenia called on CSTO for help during border clashes with Azerbaijan. The alliance limited its response to sending its secretary-general and offering to form a working group.

    Armenia’s prime minister called the response “depressing” and said it was “hugely damaging to the CSTO’s image both in our country and abroad.”

    Russian service members line up during military drills carried out by the Russia-led Collective Security Treaty Organisation (CSTO) at the Harb-Maidon training ground, located near the Tajik-Afghan border in the Khatlon region, Tajikistan in October 2021.

    Russian service members during military drills carried out by the Collective Security Treaty Organisation (CSTO) at the Harb-Maidon training ground, Tajikistan, October 2021.

    REUTERS/Didor Sadulloev



    Poor protections

    That response was part of a pattern.

    Anais Marin, an expert on Russia and Belarus and an associate fellow at Chatham House, told Insider that Armenia not getting the military assistance it asked for only “further discredited the organization.”

    She noted Armenia subsequently cancelled planned in-country CSTO drills in January 2023.

    Marin also noted that Kyrgyzstan and Tajikistan “tested, and evidenced, the limits of the CSTO when the alliance declined to intervene” in September 2022 border clashes between the countries, in which more than 100 people died.

    “Member states appeared as unwilling to offer military support,” she said, adding that Russian peace-keeping troops, not CSTO ones, were deployed to secure the cease-fire.

    University of Birmingham’s Barbieri said that the lack of CSTO response had likely led Armenia to a rethink.

    “I would say that there are very serious conversations going on inside Armenia whether they should remain a member of the CSTO at all,” she said.

    Russian President Vladimir Putin.

    Russian President Vladimir Putin.

    ILYA PITALEV/SPUTNIK/AFP via Getty Images



    And Marin said that there was tension among the CSTO even before the invasion of Ukraine.

    She described Armenia as “a very close ally of Russia,” one that is “extremely dependent on Russia both economically and in terms of military security.”

    But, she said, it has had a “noticeable growth in distrust towards the Kremlin” in recent years, and has “developed quite some resentment against Russia for what it perceives amounted to failing to help a friend in need” during fighting with Azerbaijan in 2020.

    The value of the organization has also been criticised by Kyrgyzstan for an even longer time, she added.

    And Frankopan said that countries had likely stopped trusting Russia’s military abilities. “I think most states learned not to think about Russia as a protector state,” he said.

    Russia’s military struggles in Ukraine have only fueled doubts.

    Cadets of a military academy attend the funeral of Dmitry Menshikov, a mercenary for the private Russian military company Wagner Group, killed during the military conflict in Ukraine, in the Alley of Heroes at a cemetery in Saint Petersburg, Russia December 24, 202

    Cadets of a military academy attend the funeral of Dmitry Menshikov, a mercenary for the private Russian military company Wagner Group, killed in Ukraine, in the Alley of Heroes at a cemetery in Saint Petersburg, Russia December 24, 202

    REUTERS/Igor Russak



    Worse relations since the Ukraine invasion

    Russia expected to conquer Ukraine in days. Instead, more than a year later its army is bogged down in the east, hemorrhaging soldiers and equipment as its reputation plummets.

    Barbieri said Russia’s regional reputation as a security provider “is in tatters.”

    She added that the invasion of Ukraine was the last straw “in the sense that Russia is seen no longer as providing security, but as a destabilizer, spoiler, of security in the region.”

    Marin suggested that the CSTO had become “a marginal actor in the eyes of most of its member states already before the war, but it further lost its relevance throughout 2022.”

    She said the invasion resulted in “fear, and growing distrust towards the Kremlin” — except in Belarus, which is widely seen as a Russian puppet state, and has helped in the invasion.

    She added that it’s “noteworthy that Russia did not ask for CSTO support at any stage of its ‘special military operation.’”

    Marin also said that CSTO members don’t seem interested in taking big risks to protect the alliance’s future.

    “Should Russia be militarily defeated in Ukraine, the CSTO is unlikely to survive,” she said.

    A Ukrainian serviceman stands amid destroyed Russian tanks in Bucha, on the outskirts of Kyiv, Ukraine, Wednesday, April 6, 2022.

    A Ukrainian serviceman stands amid destroyed Russian tanks in Bucha, on the outskirts of Kyiv, Ukraine, April 6, 2022.

    AP Photo/Felipe Dana, File



    Russia a ‘toxic partner’

    According to Frankopan, regional backlash to Russia’s invasion of Ukraine could be happening for multiple reasons, including ideological objections to Russia’s brutal tactics.

    But he and Marin said tensions also likely stem from self-interested fears and frustrations: that they too could become targets, as well as how the invasion has made everyday life harder.

    Frankopan noted that pro-Kremin figures have suggested on state TV the annexation of parts of Kazakhstan, and the war has driven up energy and food prices.

    Marin said the Ukraine invasion had made Russia a “rather toxic partner” to most of its post-Soviet neighbours.

    And CSTO members are also dealing with an influx of Russia immigrants fleeing military call up, she said.

    Even so, while other post-Soviet countries have aligned themselves closely with the West and NATO, CSTO members remain tangled with, and to some extent dependent on Russia, with no formal split likely.

    Barbieri noted that “there will still be pragmatic alliances” between the nations.

    Marin went further. She said the alliance is losing relevance and legitimacy in the eyes of most of its members, but that Russia will retain its influence.

    ussian President Vladimir Putin, center, speaks to a soldier as he visits a military training center of the Western Military District for mobilized reservists in the Ryazan region of Russia, on Oct. 20, 2022.

    ussian President Vladimir Putin, center, speaks to a soldier as he visits a military training center of the Western Military District for mobilized reservists in the Ryazan region of Russia, on Oct. 20, 2022.

    Mikhail Klimentyev/Sputnik/Kemlin Pool Photo via AP, File



    “It would be wrong to assume that Russia is losing ground in its post-Soviet neighbourhood, Moscow retains multiple means to exert considerable leverage in most of these countries’ domestic affairs,” she said.

    Frankopan also said that dissatisfaction with Russia could easily change. “This pendulum can swing in both directions, and in the right or wrong conditions, policy can be adapted or even reversed,” he said.

    Meanwhile, despite international condemnation and repeated battlefield humiliations, Russia looks set to continue its war in Ukraine, and there are no signs that Putin will be removed from power.

    But, Barbieri said, if the war and Putin continue as they have, Russia’s power over CSTO allies will continue to weaken.

    “Its ability to be a leader in the region will become weaker and weaker and it will be surrounded more and more by other states dictating the terms to Russia and this is really not something that Putin’s regime can accept,” she said.

    It was also unlikely to be the outcome Putin was looking for when he launched his invasion of Ukraine.

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  • What It Is and What’s New – Dogster

    What It Is and What’s New – Dogster

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    Simply put: Kibble consists of crunchy, little pieces made in a high-heat process that dog parents spill into bowls for their dogs to devour. No mess. No fuss.

    Look around today, however, and you encounter kibble undergoing a tasty revolution. Companies now tout kibble as:

    • made from sustainable and alternative proteins like insects, such as the dried black soldier fly larvae (Yum or yuck, depending on your viewpoint.)
    • gently air-dried to maintain more nutrients with each bite for your canine pal
    • made from all-natural human-grade ingredients
    • containing certified fresh, not rendered, proteins
    • produced in USDA-approved facilities
    • made free of any GMO ingredients as well as void of any corn or wheat
    • having enhanced digestibility, by focusing on microbes, probiotics and prebiotics
    • boosting its quality of ingredients

    “As more and more dog owners see their dogs as family members, it’s likely that the humanization of pet food will continue and grow,” says Betsy Flores, senior vice president of public policy at the Pet Food Institute, based in Washington, D.C. “We will likely also see more of a focus on sustainable ingredients, including alternative protein sources, such as insect proteins.”

    The PFI has been advocating for safe and nutritious pet food and lobbying for science-based advances in the way pet food is made since being established more than 60 years ago.

    “Pet food makers are continuously conducting research to determine the best dog food formulations to help our companions live long, healthy lives, so innovations in dog food are always occurring,” adds Betsy. “Today, there is a humanization of dog food and a variety of types of food — from dry and canned dog food to raw and freeze-dried — that was unseen 20 years ago.”

    Kibble dog food trends

    Enhanced digestibility is also becoming a big factor in kibble. The addition of healthy, digestive microbes in kibble bags is gaining attention, says Holly Ganz, PhD, chief science officer and co-founder of AnimalBiome, a biotech company based in California that researches key healthy microbes in dogs and cats.

    “I do think that the fresh-food movement is changing ways that companies manufacture kibble,” says Dr. Ganz. “People want better ingredients in their dogs’ kibble. There are healthier options now that improve the microbiome in dogs for better digestive health.”

    She cited two examples: Hill’s Gastrointestinal Biome Dry Dog Food and Purina One Microbiome Balance.

    Pet food companies, big and small, are also becoming more boldly competitive. You may have seen this in television commercials that pit one kibble brand against another, points out Dr. Tonya Cooksey, director of veterinary relations at AnimalBiome.

    “These types of commercials can make some people stop to think more about what they are feeding their pets — and that has pushed kibble companies to think hard about their ingredients, the quality and how their kibble is processed,” says Dr. Cooksey.

    Tips for feeding kibble to your dog

    During mealtime, whether it’s plain kibble or mixed in with canned, homemade or another type of dog food, give some food for thought to these tips and insights:

    • Avoid buying kibble in bulk. Veterinary nutritionists recommend sticking to a month’s supply of kibble dog food to maintain freshness. Avoid buying in bulk because the kibble in an open bag is at risk of becoming stale, even rancid, over time.
    • Shop by nutritional quality, not by price. Often, medium- and high-priced kibble brands provide more nutritional goodness per cup than low-priced, discount brands. It is like equating the nutritional value of an apple to a bag of processed potato chips.
    • Dish up variety to your dog. Expand your dog’s palate by slowly introducing different quality brands of kibble in different flavors. Follow the 3-3-3 rule: for the first few days, the bowl should contain two-thirds of the current kibble with one-third of a new kibble. Then, switch to two-thirds of the new kibble for the next few days and finally, portion out the meal in the bowl with the new kibble brand. This 3-3-3 game plan allows your dog to adjust to the new food and avoid digestive issues.
    • Scrutinize the label on the bag. Dog food companies are required to list their ingredients in descending order of predominance by weight. Make sure the first ingredient is a recognized protein, such as chicken, beef or salmon. Corn or grains should not be the first ingredient listed.
    • Choose resealable bags to maintain freshness. Or store the contents of the dog food bag in an airtight container with a lid. Because of the proteins in kibble, there is always a filmy residue in plastic storage containers that needs to be cleaned with mild dishwashing soap and warm water and allowed to air dry before putting in a new bag of food.
    • Beware of marketing hype. Claims of being “light” or “all-natural” carry no real nutritional clout. Look for brands that are labeled “complete and balanced” diets and ones that list feeding guidelines for dogs to maintain healthy weights.

    Adds Betsy, “The most important item on the label of dog food is the nutritional adequacy statement. Dogs have varying nutritional needs at different stages of their life, so choosing the right life-stage formula is crucial.”

    What is kibble? Here’s a brief history

    Who invented dog kibble? Surprisingly, credit is given to an American electrician named James Spratt. He allegedly stumbled upon this idea for canine food while trying to sell lightning rods in the mid-1800s in the United Kingdom.

    While watching sailors along riverbanks eating leftover hardtack made of flour, water and salt, Spratt got a real lightbulb moment: Could he tweak this combination into a convenient form of dog food? He quit his electrician gig to create Spratt’s Dog and Puppy Cakes made from wheat, vegetables, beet root and beef blood for upper class English people.

    • Late 1800s: Spratt’s Patent (America) Ltd. begins producing dog food in the United States.
    • 1922: Ken-L-Ration hits the market. The main ingredient is horse meat. Fortunately, horse meat is no longer in dog food.
    • 1950s: The first commercial dry kibble was created through a process called extrusion. It’s a fancy term that means wet and dry ingredients are blended in a machine to be and then cooked at high temperatures to create pieces of kibble dog food.
    • 1958 marked the creation of The Pet Food Institute, based in Washington, D.C. PFI’s members represent a majority of all pet foods in the United States. Its mission is to promote pet food safety innovation and provide science-based information on pet food nutrition and safety to pet owners. petfoodinstitute.org.
    • The 1980s ushered in the first therapeutic kibble diets for kidney and liver issues produced by Hill’s Pet Nutrition.
    • In the 1990s, new kibble brands emerged based on a dog’s activity level and to maintain healthy weights as obesity became a major health issue.
    • A big push in today’s kibble is the emergence of sustainable, insect-based kibble. Manufacturers argue that this new kibble equals more planet-friendly because insects use less land and water than traditional protein sources for kibble, such as cows and chickens. Also showing up on store shelves and online are air-dried kibble, kibble made from all-natural, human-grade ingredients and certified fresh, not rendered, proteins.

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  • Peter Nygard Ordered to Pay $203M in Damages After Defaming Neighbor

    Peter Nygard Ordered to Pay $203M in Damages After Defaming Neighbor

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    • A hedge fund manager was awarded $203 million in damages after being defamed by former neighbor Peter Nygard.
    • Disgraced fashion mogul Nygard accused Louis Bacon of arson, insider trading and links to the KKK.
    • The decade-long dispute began following a quarrel over a driveway Nygard and Bacon shared.

    A hedge fund billionaire has been awarded $203 million after a New York court ruled he was defamed by his former Bahamas neighbor Peter Nygard following a decade-long feud ignited by a shared driveway. 

    Nygard, a disgraced fashion mogul facing several sex trafficking charges, was ordered by a New York court-appointed judge to pay the biggest defamation settlement in the state’s history to Moore Capital Management founder Louis Bacon after peddling several wild allegations.

    Arguments between Bacon and Nygard began when the two were neighbours in the gated Lyford Cay community on Clifton Bay in the Bahamas. 

    Bacon complained that Nygard, who used a driveway owned by Bacon, held several disruptive parties at his residence, while Nygard accused Bacon of scuppering his redevelopment plans after a fire, per the Financial Times

    This gradually escalated into increasingly vicious attacks by Canadian fashion mogul Nygard, with Bacon’s lawyers saying he personally spent $15 million on a smear campaign against Bacon. 

    In the initial complaint filed in 2015, Bacon said Nygard had hired journalists to peddle conspiracies about the hedge fund manager, including that Bacon had participated in insider trading, that he was linked to the death of his house manager, that he was responsible for a fire at Nygard’s property, and that he was involved in the Ku Klux Klan.

    “Nygard and his sidekicks have alleged on a number of occasions that ancestors of mine living in the 19th and 18th centuries, whom I of course, never knew, were associated with racist groups or slaveholding,” Bacon wrote at the time.

    According to the FT, Judge former U.S. District Judge Layn Phillips said the “overwhelming” and “truly stunning” nature of the evidence brought forward warranted the record sum.

    “Any one of these would have been a significant assault on his character; the combination of all four depicted him as an evildoer of the highest order,” the referee said in his ruling, per the Wall Street Journal.

    Lawyers told the court Bacon had spent more than $50 million in legal fees bringing several defamation cases against Nygard. 

    The settlement is a massive figure for an individual defamation case. By comparison, Fox News recently settled its mammoth defamation case brought by Dominion for a comparable $787.5 million.

    Nygard was accused by the Department of Justice in 2020 of using his Bahamas property to carry out “pamper parties” targeting dozens of victims. The allegations have wiped out his business empire.

    Nygard’s lawyers didn’t immediately respond to a request for comment.

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