10 Cities Where Climate Change Is Likely to Be the Worst by 2050


  • Some Americans are choosing where to live based on the risk of climate-related disasters.
  • For example, cities in Florida, Texas, and Louisiana are prone to flooding and extreme heat.
  • Insurance broker Policygenius ranked the US cities with the most climate risks. Here are the worst.

Cities in America’s Sun Belt often top lists of great places to move.

Spots in that region, which stretches from Florida in the Southeast to Southern California in the Southwest, are often lauded for their good weather and relatively lower cost of living.

But they’ve got issues, too: The climate crisis is predicted to turn the very sunshine that draws people there into extreme heat in the coming years, and being close to the beach puts people and homes at risk of flooding and damage from rising sea levels.

Online insurance marketplace Policygenius evaluated the climate risks of America’s 50 most populous cities based on their likelihood of experiencing the following issues by the year 2050: heat and humidity, flooding and sea level rise, air quality, and frequency of natural disasters such as hurricanes, tornadoes, and wildfires.

Policygenius also judged the cities’ social vulnerability, or likelihood of death and disruption as a result of these conditions, and community resilience, the ability to prepare for and adapt to a changing climate. It used publicly available data from the Federal Emergency Management Agency (FEMA), the US Environmental Protection Agency (EPA), and other studies as laid out in its full methodology.

People are increasingly taking the risks of climate change into account when moving. Read on to find out more about the cities most at risk, and why.


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